Automotive Products

Explore our tailored GAP solutions to enhance your dealership's value proposition and ensure comprehensive coverage for your customers.

Automotive GAP Product Breakdown:

• Signature GAP (Clickable – Link to Dealer Presentation):

   

  Signature GAP offers extensive coverage up to 125% & 150% of MSRP/JD Power value, with flexible terms of 0-60, 61-72, and 73-84 months, providing a maximum $50,000 GAP benefit and $125,000 loan coverage. With up to $1,000 deductible coverage and a $50.00 customer cancellation fee (where permitted by state), it ensures robust protection and refundability at claim time.

• Complete GAP (Clickable – Link to Dealer Presentation):

   

  Complete GAP offers extensive coverage up to 125% & 150% of MSRP/JD Power value, with flexible terms of 0-60, 61-72, and 73-84 months, providing a maximum $50,000 GAP benefit and $125,000 loan coverage. With up to $1,000 deductible coverage and a $50.00 customer cancellation fee (where permitted by state). Complete GAP is not refundable at claim time."

• Essential GAP (Clickable – Link to Dealer Presentation):

   

  Tailored for Buy Here Pay Here dealerships and lenders, our Essential GAP offers coverage up to 125% of MSRP/NADA, with terms spanning 1-36, 37-48, and 49-60 months, featuring a maximum $5,000 GAP benefit and $50,000 loan coverage. With up to $1,000 deductible coverage and a $50.00 customer cancellation fee (where permitted by state), it ensures comprehensive protection and refundability at claim time.

• Commercial GAP (Clickable – Link to Dealer Presentation):

   

  Commercial GAP, is designed for Auto, Light Truck, Medium Truck, and Van (0-16,000 GVWR), and provides coverage up to 150% of the MSRP/NADA Value, while spanning terms of 0-60, 61-72, and 73-84 months. With a maximum $50,000 GAP benefit, unlimited loan amount coverage, and options for up to $1,000 deductible coverage, it ensures robust protection and refundability at claim time.

• Classic GAP Care (Clickable – Link to Dealer Presentation):

   

  Our Classic GAP Care, exclusively designed for F&I sentinel lenders, offers flexibility with no MSRP/NADA limits and terms spanning 0-60, 61-72, 73-84, and 85-96 months. With no claim deductions for deferred or forgiving loan payments and a cancellation option (except when a GAP benefit is waived due to a constructive total loss), it provides up to $1,000 deductible coverage, unlimited financing, and an unlimited maximum GAP benefit for vehicles up to current plus 14 years in age.

Explore our tailored Theft solutions to enhance your dealership's value proposition and ensure comprehensive coverage for your customers.

Automotive Theft Product Breakdown:

• Theft Protection (Clickable – Link to Dealer Presentation):

   

  Theft Protection offers coverage for 3-5 years, providing cash benefits for replacement vehicles, insurance deductibles, or customer preferences. It includes additional down payment benefits for returning to the original dealership, reimbursement for insurance deductibles upon vehicle recovery, and rental car coverage for up to 20 days.

Explore our tailored Appearance solutions to enhance your dealership's value proposition and ensure comprehensive coverage for your customers.

Automotive Appearance Product Breakdown:

• Lease Wear & Tear (Clickable – Link to Dealer Presentation):

   

  Lease Wear & Tear is available on lease terms of 12-72 months, safeguarding customers from lease-end expenses, covering tires, interior carpet, upholstery, exterior dents or scratches, and interior electronics for vehicles with less than 20,000 miles and current plus 2 years maximum age. Exclusive to lease term matching coverage term and sold during the lease contract execution, it excludes salvage, rebuilt, and commercial vehicles, offering a maximum benefit of $5,000.

• Classic Finish (Clickable – Link to Dealer Presentation):

   

  Classic Finish is tailored for both new and used vehicles, offering a 7-year term to safeguard interior and exterior finishes. Providing warranted protection against weather-induced damage for the exterior and coverage for fabric, carpet, leather, and vinyl areas inside, Its non-cancellable and is transferable for added peace of mind.

• Dent & Ding (Clickable – Link to Dealer Presentation):

   

  Dent and Ding Protection offers 1-7 years of coverage, ensuring permanent repair for minor dents and dings without paint, preserving the vehicle's factory finish and allowing unlimited claims. Transferable to a private purchaser and accessible nationwide, it excludes pre-existing damage and is available in all states.

Explore our tailored Tire & Wheel solutions to enhance your dealership's value proposition and ensure comprehensive coverage for your customers.

Automotive Tire & Wheel Product Breakdown:

• Signature A La Carte (Clickable – Link to Dealer Presentation):

   

  Signature A La Carte offers six impactful programs bundled into six convenient packages, encompassing roadside assistance, tire and wheel protection, windshield repair, paintless dent repair, and key/remote replacement, available for both franchise and non-franchise dealers.
  

• All-In-One (Clickable – Link to Dealer Presentation):
  
  The All-In-One package consolidates five programs into a comprehensive 'Sign & Drive' coverage, featuring 24-hour roadside assistance, unlimited tire and wheel coverage, key remote, dent and ding protection, windshield repair protection, and optional O.E.M. Chrome wheel coverage, catering to both franchise and non-franchise dealers.
  

• Tire & Wheel (Clickable – Link to Dealer Presentation):

   

  Tire & Wheel delivers genuine 'Sign & Drive' coverage along with round-the-clock roadside assistance and unlimited tire and wheel protection. It encompasses curb and cosmetic coverage, offering optional O.E.M. chrome wheels and dealer-installed aftermarket wheels (excluding chrome) for both franchise and non-franchise dealers.

• Response Road Hazard (Clickable – Link to Dealer Presentation):

   

  Response Road Hazard provides 24-hour roadside assistance and unlimited tire and wheel repair and/or replacement for franchise and non-franchise dealers."

Explore more ancillary solutions to enhance your dealership's value proposition and ensure comprehensive coverage for your customers.

Automotive Other Ancillary Product Breakdown:

• Key/Remote Replacement (Clickable – Link to Dealer Presentation):

  Classictrak Key/Remote includes key replacement, lockout services, emergency road service and towing, for franchise and non-franchise dealers.